TendMoney

For married couples

Both of you get a text
when either of you spends.

No app to install. No dashboard to check. Connect your bank, set your budget limits, and let your text messages do the rest.

Start for free — 14-day trial

$7/month after trial. Cancel anytime.

or try a demo text first →

Matt and Heather Headley
9:41
💚

Tend Money

+1 (256) 371-4599

Today

Text "balance" for a summary…

Both partners see every purchase. Text balance anytime for a summary.

How it works

🔗

Connect your bank

Link your joint checking account securely via Plaid. Takes 60 seconds.

💬

Add two phones

Yours and your spouse's. Both of you get every alert, every time.

📊

Set your limits

Pick categories and monthly amounts. Dining $60. Groceries $300. Whatever you agreed on.

📱

Get texts

Every purchase fires a text to both of you. No app to open. No dashboard to check.

You set the limits

Pick which categories you want to track and what your monthly limit is for each.

🍽️
Dining
$60
🛒
Groceries
$300
⛽
Fuel
$100
🛍️
Shopping
$150
🏥
Health
$100
📺
Subscriptions
$50
Matt and Heather Headley

“

My wife got tired of policing my spending.

We ran Financial Peace University at our church for years. I knew all the right answers. Then I'd stop for lunch, or pick up something at the hardware store, and she'd find out three days later when she checked the account. It wasn't that I was hiding it. It was that neither of us had any real-time visibility.

She felt like a watchdog. I felt like a teenager. Neither of us wanted that dynamic.

We tried Mint. We tried YNAB. We tried Greenlight for the kids. None of them solved the problem, because the problem wasn't information — it was timing. By the time either of us checked a dashboard, the money was already spent and the conversation was already charged.

Tend Money sends both of you a text the moment the card is swiped. Not a notification you dismiss. A text. That small shift changed everything for us.

Matt and Heather Headley

Matt Headley

Founder · Former pastor · Married 16 years

$7/month

One subscription. Both partners. All categories.

  • ✓  14-day free trial
  • ✓  Unlimited categories
  • ✓  Both partners notified
  • ✓  Cancel anytime

Start your free trial